Using proven strategies to hedge against the various risks and uncertainties that are embedded in everyday life, our team is able to plan, design and implement a strong protection plan to aid you in your personal and business affairs.
BUSINESS STRATEGIES: plans intended to shield your business from external risks.
Executive Bonus Plan: used to reward, incentivize and retain key employees.
Buy/Sell Agreements: used to divide the interest in a business amongst partners.
Premium Financing: three main types: Estate Planning, Business Purpose & Charitable Giving
1. Estate Planning: helps ensure the right people will receive the right property at the right time.
2. Business Purpose: management succession plans that outline the future of a company.
3. Charitable Giving: wealth replacement trust that allows charitably minded persons to allocate their assets accordingly.
INDIVIDUAL STRATEGIES: plans aimed to serve as a safeguard for both you and your loved ones way of life.
Universal Life: gives consumers flexibility in the premium payments, death benefits and the savings element of the plans.
Term Life: plan that is set for a specified period of time at a competitive price point.
Whole Life: caters to long-term goals by offering consistent premiums and guaranteed cash value accumulation.