CONSTRUCTION OF DETAILED FINANCIAL AND ESTATE PLANS, AND THE ONGOING MAINTENANCE OF SAID PLANS. Our client’s financial goals are the core of this practice. The primary expectation that we hope our clients will have of us is simple — they feel that we have increased the predictability of them achieving their financial objectives. We create comprehensive financial plans for our clients that act as the backbone of everything we do to guide all of our decisions.
GOALS-BASED INVESTMENT PLANNING. There should be no quick answer to the question – “How should I invest my money?”. The answer needs to be based on the particulars involved in your own family’s situation. Every one of our portfolios is tailored to our client’s unique circumstances, risk profile and time horizon. This includes an in-depth understanding of a client’s willingness, ability and need to take risk with their investments.
BEHAVIOR MANAGEMENT AND MODIFICATION. Data drives all of the decisions we make at the firm. The data we look at tells us that investors tend to be their own worst enemies. Much of what we do is designed to help our clients overcome the emotional drive to do the wrong things at the wrong times. Our job is to help clients define their goals, remind them of these goals over time and minimize unforced errors on the way to achieving said goals.
INVESTMENT SELECTION AND RISK MANAGEMENT. We are incredibly proud of the portfolios we manage on behalf of our clients. Our job is to build successful, goal-oriented portfolios with an emphasis on historical context, situational awareness and common sense. We prize evidence over excitement and durability over everything as we look to withstand a wide range of market environments. The main focus of our portfolios centers on portfolio construction and risk management while always keeping in mind costs and tax efficiency.
Investments in securities do not offer a fixed rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested. No system or financial planning strategy can guarantee future results.
We create strategies that are tailored to your needs and goals.
Years of experience have prepared us to guide you through your life transitions.